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Cinnamon Alley Cafe

Cinnamon Alley Cafe

BRIDGESTONE AWARD "Best in Ireland 2011, 2012 and 2013.

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Joyful Celebrant

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Why Using an Insurance Broker IS the Best Option

August 201306th


Why Using an Insurance Broker IS the Best Option

Michael Scroope has been in the Insurance Broking business in Nenagh on his own account since 1977. We hold agencies with All the leading Insurance Companies and Product Providers operating in Ireland. We are Regulated by the Central Bank of Ireland, are members of the Irish Brokers Association, the Life Insurance Association and the Brokers Federation of Ireland all of which helps us to maintain the very high standards of regulation, staff education, product availability and client service that is expected from us after so many years in business.

We pride ourselves on our knowledge of the Market and our Client’s needs, on our service and competitiveness, and our experience in assisting our clients when they really need us – when they have a claim.

We transact all types of General Insurance and Life Assurance, from Home & Car to Business, Factory and Farm, from Mortgage Protection Insurance to Keyman Insurance, Personal Pensions to Company Pension Schemes. For full contact details, visit or call 086 2549 632 and request a call back.

In the present climate of Direct Providers selling their products on-line, why use a Broker ?

Go Through a Broker

  • Impartiality - a Broker is not biased towards or against any particular insurer
  • Independent - a Broker is independent and offers advice on the market as a whole
  • Choice - a Broker has full access to the insurance marketplace and can therefore offer the consumer choice
  • Personal Touch - a Broker will take time out to assess and understand the needs of the consumer and offer advice on risks to be insured
  • Product Range - a Broker has access to a variety of companies products and so can compare and contrast different offerings of different companies in order to advise the consumer of the best policy to take out
  • Reasons Why - a Broker will offer a consumer a "Reasons why" document outlining all the options available to him/her and the reason why the broker is advising one policy and provider over another
  • Best Price - a Broker will find the best price for the most appropriate product from the best Product Producer in the market to suit the consumer
  • Market Service Standards - a Broker knows his market and can assess which Product Producer provides the best quality service for the Consumer
  • Claims - In this most important area of all which deals with the key reason for the purchase of the product in the first instance, a Broker will guide the customer through the claims process and effectively manage the claim on the clients behalf, taking away the burden and stress of claims handling from the consumer

Go Direct (Insurance Company/Bank/Building Society)

  • Cannot offer Impartiality - a Direct operation can only offer the products of their own peration and so are BIASED in their approach
  • Not Independent - a Direct operation cannot act independently as they can only sell their own products
  • Cannot Offer Choice - the Direct operation can only sell their own products which does not offer choice to the consumer
  • Personal Touch - Call centre staff or Direct operation staff will also assess the consumer's needs but can still only offer their own products to the consumer which may not suit his/her own needs as well as another company's products may
  • Product Range - A Direct operation can only provide "reaons why" on their own products and can therefore only advise on their own products. The consumer may therefore feel he has the best advice he.she can get and result in not "shopping around" as advised by Central Bank
  • Price - The Direct operation can only provide a single price for a specific product and not neccessarily from the best Product Producer in the market
  • Market Service Standards - A Direct outlet can only sell it's own service or it's product producers service
  • Claims - When dealing with a Direct operation a customer must handle the claims process themselves, a process that often leaves the client bewildered and confused and at a disadvantage to negotiate settlements and conflicts that may arise

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